Why Do You Need To Invest?

Before you invest, it is significant to ask yourself why do you need to. If you can’t find the answer to your “why do I need to invest” then your “how to invest” will be left unanswered. Investing is one of the riskiest things that people do because it’s not just about the money you put on an investment company. Investing is also about the trust you’ll give to the people who will handle your investments. If you haven’t noticed, there are only two ways to generate money in this modern world: by working for yourself or for others, and/or allowing your assets to work for you. Which among the two do you belong?

But before anything else and going further, let’s dig in first what exactly is investing and where can you find the best investment for your money in the Philippines.

What is Investing?

Investing is about working wisely than hardly.

Investing is typically a broad subject to discuss but can also be rewarding to those who will put effort into widening their understanding. When you say investing, it’s more about working wisely than hardly. People frequently do hard work and sacrifice long hours, whether for a company or for their own business, in order to earn extra. Doing such requires great effort because time and energy will be your capital.

Assuming that you have your savings out from the money you earned, when you keep them in your back pocket or inside your closet instead of investing, your money won’t work for you or increase than what you save or receive through a bequest. Conversely, investors produce money by gaining interest on what they set aside or acquiring assets that increase in value over time. Investing your hard-earned money is a brilliant way to make that most of what you earned today for the benefit of your future.

Investing is about contriving priorities and advancements for your money today.

It’s undeniable that spending what you earn can bring fulfillment especially when you spend them not just for your basic needs but also for your wants. Whether you splurge on your travels to extrinsic places, having meals on a newly-opened and fancy restaurant, or on a trendy-outfit, spending can give inexplicable joy. These may be part of your treasured memories but try to make it more memorable through investing because investing demands prioritizing your financial future over your present desires. It’s better to have little sacrifices today and reap the prosperity of what you sowed someday.

Investing is another way to save money that works for you while you are busy earning more.

Investing will help you realize that you deserve more than the money you have today. While you busy yourself with work, the money you have invested will also work for you so that you can entirely grasp the fruit of your labor in the future. Investing is the definition of a happy ending in reality.

What is the Difference Between Saving and Investment?

Most people mistakenly interchange their understanding of investing and saving. Breaking down these two, investing and saving is not the same thing. Saving refers to the part of your income you set aside to spend in the future. On the other hand, investing is taking your savings and making your money work for you by placing it in financial instruments or products such as property, bonds, shares, units, and even term deposits. Investments can generate income for you while savings won’t. You are likely to receive dividends if you invest in shares, interest from bonds or rent from property that you lease out.

Why Do You Need To Invest?

Attain your goals.

People have particular goals in life, and one of their ways to achieve them is by investing. For instance, if it is your goal to build a business someday or buy a new house, car or travel around the world, then consider them as your motivation to invest. Another step that can help you achieve your goals is by listing them. It is crucial that you jot down your goals and the amount of money you’ll need to attain them. Your goals may either be a short-term, medium or long-term in nature. However, investing what you earned depending on the goals you set allows you to maximize your money and attain your goals immediately without working for the rest of your life.

Build your wealth.

Another reason to invest is to build your wealth. This generally suggests that people save money and then invest their savings over time. In this method, the returns from investments, whether they are interest earned or dividends, you can reinvest them into the same financial instrument or even something else. In that way, you can begin investing and continue developing your wealth.

Financial security.

You need to invest because you want to be financially secured. By investing, you can have extra money. You’ll be able to guard yourself against financial hardships that may strike. An example of a financial problem is a major health crisis, expensive life events, unforeseen events such as home destruction due to tropical cyclone, earthquake or fire. By having an investment, you will be financially secured in dealing with unexpected financial needs.

Where to Invest?

Deciding when to invest is tough but choosing the company where you can invest is even tougher. However, FTH Movement got it covered for you. FTH Movement offers two types of investment options:

1. VUL or Variable Unit-Linked Products

2. FOREX Passive Investment Products

FTH Movement guarantees you the best experience with your investments. Those two types of investment options will provide less risk with higher returns, and less hassle but with more convenience. It doesn’t matter on which of the two you prefer but there’s one objective you can attain: to generate additional cash from your investments.

Always remind yourself that you will only work hard today to have an easy life someday. Don’t get locked up with your present situation because everything will change as time goes on. Start investing with us. Your financial future massively depends on your determination to say, “Yes, I will invest.” Contact us and let’s start achieving your future goals.